Stamp Duty Concession for Women Buyers in India (2026)
Multiple Indian states offer 1–2% stamp duty rebate for women property buyers. On a ₹50 lakh home, this means savings of ₹50,000–₹1,00,000. Below is a complete state-wise guide to who qualifies and how much you save.
4 states with women concessions · Updated April 2026
State-wise Stamp Duty: Men vs Women (2026)
| State | Men | Women | Saving |
|---|---|---|---|
| Maharashtra | 6% | 5% | Save 1% |
| Delhi | 6% | 4% | Save 2% |
| Uttar Pradesh | 7% | 6% | Save 1% |
| Rajasthan | 6% | 5% | Save 1% |
* Registration charges (typically 1%) apply for all buyers and are not reduced under women concession schemes.
Detailed Savings by State
Maharashtra
1% rebate for women buyers — applicable for sole woman buyer
Savings on Common Property Values
| Property Value | Men Pay | Women Pay | You Save |
|---|---|---|---|
| ₹30 lakh | ₹2,10,000 | ₹1,80,000 | ₹30,000 |
| ₹50 lakh | ₹3,30,000 | ₹2,80,000 | ₹50,000 |
| ₹100 lakh | ₹6,30,000 | ₹5,30,000 | ₹1,00,000 |
ℹ️ Stamp duty in Maharashtra includes metro cess. Women buyers get 1% rebate in most cities.
Delhi
2% rebate for women buyers — significant saving
Savings on Common Property Values
| Property Value | Men Pay | Women Pay | You Save |
|---|---|---|---|
| ₹30 lakh | ₹2,10,000 | ₹1,50,000 | ₹60,000 |
| ₹50 lakh | ₹3,50,000 | ₹2,50,000 | ₹1,00,000 |
| ₹100 lakh | ₹7,00,000 | ₹5,00,000 | ₹2,00,000 |
ℹ️ Delhi has gender-differentiated stamp duty — lowest in India at 4% for women. Registration is 1% with no cap.
Uttar Pradesh
1% rebate for women buyers
Savings on Common Property Values
| Property Value | Men Pay | Women Pay | You Save |
|---|---|---|---|
| ₹30 lakh | ₹2,40,000 | ₹2,10,000 | ₹30,000 |
| ₹50 lakh | ₹4,00,000 | ₹3,50,000 | ₹50,000 |
| ₹100 lakh | ₹8,00,000 | ₹7,00,000 | ₹1,00,000 |
ℹ️ UP has 7% stamp duty for men and 6% for women. One of the higher stamp duty states in India.
Rajasthan
1% rebate for women buyers
Savings on Common Property Values
| Property Value | Men Pay | Women Pay | You Save |
|---|---|---|---|
| ₹30 lakh | ₹2,10,000 | ₹1,80,000 | ₹30,000 |
| ₹50 lakh | ₹3,50,000 | ₹3,00,000 | ₹50,000 |
| ₹100 lakh | ₹7,00,000 | ₹6,00,000 | ₹1,00,000 |
ℹ️ Rajasthan: 6% for men, 5% for women. Registration 1%. Total: 7% (men) or 6% (women).
Women Stamp Duty Concession — Frequently Asked Questions
Which states give stamp duty concession to women buyers?
As of 2026, Maharashtra, Delhi, Uttar Pradesh, Rajasthan offer stamp duty concessions ranging from 1% to 2% for women property buyers. Delhi offers the largest concession at 2% (4% for women vs 6% for men).
How much can a woman buyer save on stamp duty?
Savings depend on the state and property value. For a ₹50 lakh property in Delhi (2% concession), a woman buyer saves ₹1,00,000. In Maharashtra, UP, and Rajasthan (1% concession) she saves ₹50,000 on the same property.
Does the stamp duty concession apply to joint property purchases?
In most states including Maharashtra and Rajasthan, the concession applies only when the woman is the sole buyer. Joint purchases (man + woman) typically attract the standard (men's) rate. Delhi is an exception — check state rules.
Is registration fee also reduced for women buyers?
No. Registration charges (typically 1%, capped at ₹30,000 in Maharashtra) are the same for all buyers. Only the stamp duty component is reduced under women concession schemes.
Which state has the lowest stamp duty for women in India?
Delhi has the lowest stamp duty for women at just 4%, compared to 6% for men — the largest gender concession in India at 2%. Maharashtra, UP, and Rajasthan all charge women 1% less than men.
States with uniform rates (no gender concession)
Karnataka, Gujarat, Tamil Nadu, Telangana, Andhra Pradesh, and Madhya Pradesh currently apply the same stamp duty rate regardless of buyer gender. Always verify with the local sub-registrar office as policies can change.